Premium DSCR Property Financing

Throughout the United States

Rental Mortgage Rates are Falling Fast, It’s Time to Refinance Your Investment Property!

Call 813-945-8945

The Most Competitive Debt Service Coverage Mortgages In the Country

  • NO INCOME or EMPLOYMENT INFORMATION REQUIRED: None, zero, zip. You don’t have a job? We don’t care.

  • PREMIUM INTEREST RATES: Dependent on borrower credit, projected rental income of the property and loan size, we can often get rates nearly as good as for a perfect credit primary residence mortgage.

  • WILL CONSIDER ALL PROPERTY TYPES: We have programs for 1-unit to 10-unit rentals, and everything in between, residential and mixed-use. Call us.

  • HIGHEST LOAN TO VALUE: In certain circumstances, we can offer up to 85% LTV (15% down payment) financing on your rental property.

  • LENDING IN MOST STATES: We can provide our premier DSCR mortgages in most locations across the United States, just reach out.

  • CLOSE IN AN LLC or INDIVIDUALLY: Up to you. Take your pick.

Groves Capital Has Options!

What sets Groves Capital apart for DSCR loans? We get them done, when others can’t.

Groves Capital is a correspondent lender with over 200 different funding partners. That means we’ve got a vast array of options to make a DSCR loan work for the unique aspects of your individual situation. Just to give you an idea, in the past we’ve successfully funded the following types of DSCR mortgages:

  • Low credit or no US credit

  • DSCR ratios below 1 (property doesn’t currently cash flow)

  • Using short-term (Air BnB) rental projections to qualify

  • More than 5 rental units in one property

  • Unsourced and unseasoned funds for downpayment

  • Waived and reduced prepayment penalties to allow early refinance or sale

  • And of course, if you’ve got good credit, and good rental income, we can beat anyone else’s rate! Just call us.

Whatever your current situation, please reach out today for a quick, free, no-obligation consultation with one of our loan officers. Within 10 minutes we can typically give you a good idea of if you’ll qualify for a DSCR mortgage, and at what general terms. This is without you even having to put in a formal application, or spending any money. Just a 10 minute phone call, that’s it.

Call now 813-945-8945

Or click on the quick PreQualification button below to get a free loan estimate emailed to you within 24 hours